Membership is open to:
- People who live in the City of Kalamazoo, Michigan;
- People who work, worship, attend school, or volunteer in the City of Kalamazoo;
- Persons participating in programs to alleviate poverty or distress which are located in the City of Kalamazoo;
- Incorporated and unincorporated organizations located in the City of Kalamazoo;
- Persons who maintain a facility in the City of Kalamazoo;
- Individuals who are spouses of persons who died while within the field of membership of this credit union, employees of this credit union, volunteers in the community; members of their immediate family or household, and organizations of such persons.