Pay Day loans may seem like a quick fix to a problem, but will only dig you deeper into debt. They can charge up to 325% in interest on your loan. Once this cycle of debt starts, it is very hard to get out of. Before you consider a Pay Day loan, come to Community Promise. Community Promise will work with you and look at more that just your credit score. We will get you on a budget, help you rebuild credit and get you into a reliable vehicle. We care about you as a part of the Kalamazoo Community and as our members, so come in and apply with us BEFORE applying with them.